Nah, the budget stuff isn't so bad. Money's tight for most folks, and we can actually loan more then we thought - $260-$275K, and still be inside our safe range. House prices are dropping in Sydney, they've been dropping in Melbourne, and they are definitely hiccuping in Canberra. So for the first time in ages, waiting to buy a place may save us money. Last time this happened houses dropped 10%, and interest rates were much better then.

We hadn't actually mentioned Alexander's name before this post, we only just found out he was a he. Of course he may pop out and we'll take a look and say, "Oh, he's not an Alexander, he's a Norman." So we'll have to wait and see whether he stays Lex.

My previous fill-in name was Frank, until I put two and two together and will avoid that as a name at all costs.